Wells Fargo Bank

Wells Fargo’s economic stimulus plan

confusedI received a letter from Wells Fucko today.  I always hold my breath when I see that little red logo in my mailbox, not know if it’s going to be something that’ll make me spit blood or choke on my own laughter.   

Does WF have stooopid account holders that don’t quite understand how to use a debit card?  Debit cards have pretty much replaced personal checks in the retail environment.  We’re smart.  We already know that.  But just in case…

Quick Refresher Course

Credit Card – Let’s you to spend money you don’t have.

Debit Card – Let’s you spend money you do have.

Wells Fargo’s Economic Stimulus Plan

This is prolly the more plausible reason.  People are just not spending as much as they use to because they don’t have as much as they used to.  The economy sucks.  Here’s how the letter went. 

“Dear xxxxx,

Your Wells Fargo Check Card is the easy way to pay for all your purchases.  Just swipe your Check Card through the card reader…there’s no need to write a check…leave your checkbook at home…easy way to pay…faster than writing a check…easy way to pay…”  (I left out the boring parts.)

Yes, they used “easy way to pay” three times in that little half page letter.  Subliminal messaging.

In other words, get out there and spend.  I can’t believe they wasted a stamp on that.

Wells Fargo Bank SUCKS!

Wells Fucko FuneralThere are only two reasons why I have a checking account with Wells Fucko. They are close to my house and I need a local bank to cash an occasional check.

Today was just too good to be true. I got triple shit on.

1) I went to withdraw a few bills from my account, but at the last second I changed my mind and decided to withdraw from my PayPal account instead…using the Wells Fucko ATM. Something I hardly ever do. As always, I expected to be bitch-slapped with the usual fee for using a Wells Fucko ATM machine to withdraw cash on another bank. I see they jacked up the fee from $2 to $3. I was livid. My knee-jerk reaction was an audible “oh fuck”. I don’t give a crap who was standing next to me.

Excessive fees are why I closed all of my accounts except the one. They nickel and dime you to death. I get free everything at E*Trade. Screw Wells Fucko. Don’t even get me started on their interest rates on savings accounts.

2) I got my bank statement today. There was a notice on the statement. Effective December 10, 2008 they will be initiating a spam campaign. They will make pre-recorded calls and/or send text messages to all telephone numbers associated with my accounts. They even go so far as to warn that it could result in charges.  Thank God they don’t have my cell phone number.  But wait, it gets better. They will also send emails to all email addresses associated with my accounts. I’m sure that’s going to piss off more than just a few people.  They already call me for crap like accidental death and dismemberment insurance.  No matter how many times I tell them to stop, they don’t.  Why is that?  No other bank I use has EVER solicited me for other shit.

So to opt out of thier spam campaign I have to call 1-877-647-8551.  I called. I got the Over Draft Department. I called again just to make sure I didn’t mis-dial. I didn’t. I looked at the other phone numbers on the statement. Customer service is 1-877-647-8557. My guess is the dumb ass who typed that message couldn’t read some other dumb ass’s writing and typed a 1 instead of a 7.

3) So I logged into my account online to see if I could opt out through the back door without having to speak to an agent. That’s when I noticed an alert on my account. Seems they have the wrong email address for me and it was bouncing, therefore I cannot receive online statements and they will revert to sending them by U.S. mail.

The thing of it is, I never opted in to receive online statements. I never, ever, fucking ever receive online statements from any bank. Reason? If you need to look something up farther than what they are willing to dig into their database…you guessed it, another fee.

Wells Fargo, the only horse drawn coach you’ll be riding is the one straight to the grave yard. Get the shovel, you’re going under.