I’m once again on the verge of spitting blood.  I have EXCELLENT credit.  My FICO score is over 900.  I checked this past December.  Today I got my Citicard credit card statement.  I have a meager $600 balance on it.  I have NEVER missed a payment.  In fact, I ALWAYS pay more, WAY more than the minimum balance due. 

Last month my interest rate was a horrible 11.99%.  Today’s statement says 18.99%.  Seven fucking points in one goddamn month.  So I called to close the account.  That’s it.  Game over.  Fuck you guys.  You pull that kind of shit with outstanding customers like myself and you can go straight to hell. 

The customer service rep said the account will remain open until…whatever the expiration date was…and then it will not renew.  I said NO!  I told him to close it immediately and send me a letter that it’s been closed.

I asked him why the rate increased, especially SEVEN points.  He said it was due to the rising cost of the current financial markets.  I told him, “So because everyone else is declaring bankruptcy, you’re ass raping me to pick up your losses.  I no longer want to do business with Citibank.”

WARNING!!!  WARNING!!!  WARNING!!!  WARNING!!!  WARNING!!! 

People, check the interest rates on your credit card statements.  Get out last month’s statement and make sure you rate hasn’t increased through no fault of your own.  If it’s higher, call those bitches up and get it lowered.  All you have to do is tell them you want the account closed.  Believe me, they’ll bend over backwards and kiss your ass to lower your rates so you won’t leave them.

The economy is BAD, especially financial markets.  Banks are SUFFERING.  Do NOT let them recover their losses out of your pocket.  fuckers.  Get the shovel.